Qualifying for Chapter 7

Qualifying for Chapter 7 in Florida

Have you heard about eliminating debt through Chapter 7 bankruptcy and want to understand how it works? At Debt Relief Legal Group, we understand how easy it is to get into difficult financial situations in this economy. Our Tampa bankruptcy lawyers can work with you to determine if you qualify for Chapter 7 and guide you through the process. Chapter 7 is one of the most common chapters of bankruptcy, as a majority of people who are in significant debt qualify.

There are several factors considered when you are filing for Chapter 7, including:

  • Median income
  • Expenses
  • Allowances

Tampa Bankruptcy Means Test

In order to file for bankruptcy, you will need to complete the bankruptcy means test. This test requires you to provide proof of your income and expenses, as well as information about your household size. The Bankruptcy Court considers many different factors before they approve a Chapter 7 bankruptcy petition. This includes evidence that illustrates you are in overwhelming debt that you will not be able to pay back.

Is Chapter 7 Right for Me?

There are many benefits of Chapter 7 bankruptcy if you have a lot of unsecured debt, such as medical bills and credit card debt. If you do not have a significant number of nonexempt assets, you will not have a lot to lose. Chapter 7 can provide you with relief from significant debt by eliminating your unsecured debts and giving you a fresh start.

A few examples of situations where Chapter 7 may be right for you include:

  • If you have a lawsuit filed against you
  • If your wages or accounts are being garnished
  • If you are in overwhelming debt
  • If you are overdue on your mortgage payments
  • If you are facing foreclosure
how can we help you?

If you’re having financial issues and know bankruptcy might be your only option..


I just want to say “thank you” to you and Mr. Feinberg. I am so grateful to you both. I’m going to take some time and really pray about what to do next. I really need someone who is completely knowledgeable of this process and really wants to help and not just take advantage of someone who is vulnerable. I kinda feel like that is what has happened to me. So I thank God for you both.


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