Bankruptcy

Most people arrive here not knowing which chapter they need. That choice is the most important decision in the case, and it is made before anything is filed. Start wherever your question is.

Chapter 7 — erases debt in about 3–4 months
Chapter 13 — catch up and keep your house
Chapter 7 or Chapter 13? — side by side
What it costs — real numbers, including nothing-down Chapter 7
Bankruptcy or debt consolidation? — which one actually helps

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