Filing For Florida Bankruptcy: The Basics

Filing for Florida bankruptcy has been a powerful tool for those who have fallen on hard financial times well before 1978, the year Congress enacted the “Bankruptcy Code.” With modifications, the Code is still effectively the same now as it was then, and filing for bankruptcy under the Code has not changed all that drastically since. The Code was enacted to provide a measure of protection for honest citizens fallen on hard times, and has helped many people over the years to find new footing and get a fresh start.

Inside Scoop

The Bankruptcy Code lays down the very basics of filing for bankruptcy, the methods by which people file to this very day. The Supreme Court laid down the fundamental purpose of enabling people to file for bankruptcy in a 1934 decision, saying that “it gives the honest but unfortunate debtor a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of preexisting debt.” Sounds pretty good.

Getting a fresh start and a new opportunity in life has been the purpose of bankruptcy since its invention. It is not a cure-all, and it is not an easy road; rebuilding after filing for bankruptcy takes time and patience. However, it is a way to shed the unbearable burdens of debt that some of life’s tough events can put upon a person, and enable that person to move forward in life free and clear of these terrible pressures. That in itself is a pretty noble thing.

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