Chapter 13 Qualifications in Tampa
Getting Your Life on Track Through Bankruptcy
Are you struggling to pay back your debts, but do not qualify for Chapter 7 bankruptcy? If you have certain assets you would like to hold onto and a regular income, you may qualify for Chapter 13. Chapter 13 bankruptcy plans allow you to consolidate your debt into an affordable monthly payment and paying back certain creditors. At Debt Relief Legal Group, our Tampa Chapter 13 bankruptcy lawyers can help you determine if you qualify for Chapter 13 and assist you with the filing paperwork.
Filing for Chapter 13 can help to stop:
- Collection lawsuits
Requirements for Chapter 13
Before filing a petition for Chapter 13, it is important that you meet with an experienced Tampa bankruptcy lawyer who can ensure you qualify. In order to be eligible for this chapter of bankruptcy, you will need to meet very specific qualifications. Once you are approved, we can draft a proposed repayment plan which takes into account your income, expenses, and budget.
The requirements for Chapter 13 bankruptcy include:
- You must have sufficient disposable income
- You must file as an individual
- You must not have had a petition dismissed recently
- You must owe a specific amount (not exceeding the maximum cap)
Hire a Tampa Bankruptcy Lawyer
You should only trust your case to a respected, knowledgeable Tampa bankruptcy lawyer who is dedicated to your success. At our firm, we have 35 years of combined experience and have worked with thousands of clients on Chapter 13 and Chapter 7 cases. We are dedicated to representing your rights and ensuring you are not taken advantage of or make any mistakes on your paperwork.