What Does a Tampa Bankruptcy Stop?
Skilled Attorneys Finding Debt Solutions for You
If you are concerned about the foreclosure of your home or the repossession of your car, you know that you need to take decisive action as soon as possible. If you are receiving phone calls and letters from creditors that are causing you to fear answering the phone or going to the mailbox, the added stress can be significant. By filing for bankruptcy, you can stop collection activities all at once.
At the Debt Relief Legal Group, our Tampa bankruptcy attorneys have filed more than 50,000 bankruptcies in more than 35 years of combined legal experience. We know how to stop collection efforts through bankruptcy and how to guide our clients through the bankruptcy process by providing sound advice and by educating on the bankruptcy process.
The Automatic Stay in Bankruptcy
When a person files a Chapter 7 or Chapter 13 bankruptcy in Florida, this period of time in which the collectors cannot call you is called the “automatic stay.” As stated before, it is immediately put into place created and put into place immediately so creditors can’t attempt to collect from you.
They also can’t do any of the following after they are informed of the bankruptcy filing:
- Creditor Harassment
- Lawsuits and judgments
- Wage garnishments
After bankruptcy is filed, we will deal with your creditors for you and defend your rights throughout the process. If they call you, you can give them our firm’s number and we will advise them of the filing. We will then represent you at the scheduled 341 meeting with creditors, and if they continue to harass you, we will file the necessary motions for sanctions to take place.