Florida bankruptcy filings have been on the rise for one reason, foreclosure defense. Florida has been one of the hardest hit states by the foreclosure crisis since the turmoil over mortgage debt began just a few years ago. Although filings are up this can be viewed as good news, as more Floridians are getting the help they need to keep their homes.
Fighting For It
While many people are hesitant to say the economy is improving, it certainly has come up from the same time last year. In fact, foreclosures are becoming easier managed and many families have been able to avoid the stress of losing their homes. Thanks to options like bankruptcy, keeping your home can be easier than you might think.
Fighting against foreclosure requires quick action. Many people find that they could lose their home in as little as 30 days, which doesn’t leave much time for action. The key to a successful foreclosure defense is quick and guided action. This means getting in touch with a Tampa bankruptcy attorney to review your mortgage debt problems at the first sign of trouble. In many cases, your attorney can help you negotiate a forbearance agreement or loan modification, without the need for bankruptcy.
The bottom line is time is of the essence and you need to take action today!